26 March 2026
The Middle East conflict is pushing up long-term borrowing costs in New Zealand, even as the OCR holds steady. Here is what business owners need to understand about where rates are heading and what to do before conditions change.
09 March 2026
Cash flow timing, lending access, and funding structure continue to shape how NZ SMEs approach finance. This article looks at five priorities business owners are focusing on in 2026, from managing working capital to planning growth funding more deliberately.
Asset finance allows businesses to fund vehicles, machinery, and equipment over time rather than paying upfront. This guide explains how asset finance works in New Zealand and the structures commonly used by businesses.
30 November 2025
Most NZ SMEs aren't planning to adopt AI, despite the productivity gains on offer. This article looks at what's holding businesses back and where simple automation is already delivering results.
17 November 2025
Explore New Zealand’s 2026 business outlook. Learn about growth forecasts, interest rates, and business lending trends with Finance Link.
Understand the difference between a business loan broker and a financial adviser. Learn which option suits your goals with Finance Link.
07 October 2025
Choosing the wrong funding type at the wrong time is one of the more avoidable growth mistakes. This guide covers how to match financing to your business goals at each stage of expansion.
06 October 2025
The OCR is now at 2.50%. This article looks at what that means for business borrowing costs and where the opportunities are for owners looking to refinance or fund growth.
11 September 2025
Learn how to secure a business loan to fund your acquisition or expansion. Finance Link’s guide offers expert tips to grow your business with confidence.
10 September 2025
Soft demand and slow payments are putting pressure on cash flow across NZ. This article covers three practical strategies business owners can act on now.
09 September 2025
The Reserve Bank of New Zealand’s proposed capital changes could reshape the lending landscape. By lowering capital requirements and refining risk assessments, banks may be able to offer cheaper, more accessible business loans. These shifts could improve cash flow, open up funding opportunities for SMEs and the agricultural sector, and increase competition among lenders. Understanding these changes now can help your business prepare for new growth opportunities.
08 September 2025
Discover how a financial adviser in NZ can guide your business to better deals with expert insight, tailored solutions, and strategic negotiation.
12 August 2025
Many NZ businesses are sitting on capital they haven't tapped. This guide explains how existing assets and property can be used to fund growth without adding new debt.
Debt used strategically looks different to debt used out of necessity. This article explores how NZ business owners can use borrowing to build wealth rather than just manage costs.
15 July 2025
Five financial planning mistakes that NZ business owners make more often than they should, and how to avoid them.
12 June 2025
Inflation is hitting hard, with food prices up 3.5 percent in the past year. From household budgets to business costs, the pressure is being felt everywhere. Now is the time to review expenses, find efficiencies and stay informed, because smart decisions today can help you stay ahead tomorrow.
AI is here and it is helping Kiwi businesses save time, cut costs and grow smarter. Discover easy ways to use it in your day-to-day without the big budget or tech team.
03 April 2025
We’ve all been bombarded with the raw numbers: 10% tariffs, US markets, potential losses.
28 March 2025
Did you know that you could potentially use your upcoming tax bill, through a strategy called ‘tax pooling’, to pay off other, more expensive debts, ultimately saving your business money?
26 March 2025
How absolute process solutions overcame a funding roadblock to achieve 30% growth.
04 March 2025
Understanding consumer and business trends for strategic decision-making
26 February 2025
Even the most profitable businesses experience cash flow fluctuations. While revenue may be strong, covering operational expenses, seizing growth opportunities, or managing unexpected costs can require additional working capital.
30 January 2025
Many entrepreneurs are brilliant innovators, possessing sharp minds and unwavering drive.
Here's what we know: economic forecast, interest rates, cost of living, implications for your business loan
08 January 2025
Sustainability is increasingly a commercial consideration as much as an environmental one. This article looks at what building greener business practices can mean for long-term value.
One such area that often catches business owners off guard is provisional tax.
Annual planning is the process of reviewing and updating your business plan to ensure it aligns with your evolving goals and market dynamics.
12 December 2024
Securing the right type of funding is crucial for the success and growth of any business. Whether you’re launching a startup, expanding operations, or managing cash flow, understanding the various loan options available ensures you can align your financing with your business goals.
10 December 2024
As summer begins, many business owners dream of owning a holiday home—a serene retreat to unwind and an asset with potential financial benefits.
14 November 2024
Key differences between property secured loans and unsecured business loan
12 November 2024
This guide outlines the 10 essential steps that will help you navigate the process of buying a business in New Zealand successfully.
