11 September 2025
Learn how to secure a business loan to fund your acquisition or expansion. Finance Link’s guide offers expert tips to grow your business with confidence.
09 September 2025
The Reserve Bank of New Zealand’s proposed capital changes could reshape the lending landscape. By lowering capital requirements and refining risk assessments, banks may be able to offer cheaper, more accessible business loans. These shifts could improve cash flow, open up funding opportunities for SMEs and the agricultural sector, and increase competition among lenders. Understanding these changes now can help your business prepare for new growth opportunities.
08 September 2025
Discover how a financial adviser in NZ can guide your business to better deals with expert insight, tailored solutions, and strategic negotiation.
12 August 2025
Many New Zealand SMEs overlook the untapped value in their business assets and property. At Finance Link, we specialise in asset finance, commercial property refinancing, and sale and leaseback solutions that unlock capital without adding debt. By leveraging vehicles, machinery, residential equity, and more, businesses can improve cash flow, fund expansion, and optimise their capital structure. Explore how asset-backed business loans and property equity can drive sustainable growth for your NZ business.
Many New Zealand business owners view debt as a burden, but successful companies use debt strategically as a powerful tool for wealth creation. By borrowing against appreciating assets like commercial property or strategic acquisitions, businesses can unlock capital without selling key assets. This productive debt approach preserves ownership, optimises tax efficiency, and fuels sustainable growth. Discover how adopting the wealth multiplier mindset can transform your NZ business finances and build lasting legacy wealth.
15 July 2025
Many New Zealand businesses unintentionally limit their growth and stability by making avoidable financial planning mistakes. This article highlights five of the most common financial pitfalls, from poor cash flow forecasting to a lack of succession planning, and offers practical advice for business owners to strengthen financial resilience. Learn how proactive strategies can help you secure sustainable growth, protect your business, and avoid costly financial missteps in today’s challenging NZ market.
12 June 2025
Inflation is hitting hard, with food prices up 3.5 percent in the past year. From household budgets to business costs, the pressure is being felt everywhere. Now is the time to review expenses, find efficiencies and stay informed, because smart decisions today can help you stay ahead tomorrow.
AI is here and it is helping Kiwi businesses save time, cut costs and grow smarter. Discover easy ways to use it in your day-to-day without the big budget or tech team.
03 April 2025
We’ve all been bombarded with the raw numbers: 10% tariffs, US markets, potential losses.
28 March 2025
Did you know that you could potentially use your upcoming tax bill, through a strategy called ‘tax pooling’, to pay off other, more expensive debts, ultimately saving your business money?
26 March 2025
How absolute process solutions overcame a funding roadblock to achieve 30% growth.
04 March 2025
Understanding consumer and business trends for strategic decision-making
26 February 2025
Even the most profitable businesses experience cash flow fluctuations. While revenue may be strong, covering operational expenses, seizing growth opportunities, or managing unexpected costs can require additional working capital.
30 January 2025
Many entrepreneurs are brilliant innovators, possessing sharp minds and unwavering drive.
Here's what we know: economic forecast, interest rates, cost of living, implications for your business loan
08 January 2025
Building a sustainable business is a critical component of a modern business plan. For companies across Aotearoa, integrating green business practices offers a tangible competitive advantage. This proactive strategy is about enhancing your brand, securing your future, and building long-term value.
One such area that often catches business owners off guard is provisional tax.
Annual planning is the process of reviewing and updating your business plan to ensure it aligns with your evolving goals and market dynamics.
12 December 2024
Securing the right type of funding is crucial for the success and growth of any business. Whether you’re launching a startup, expanding operations, or managing cash flow, understanding the various loan options available ensures you can align your financing with your business goals.
10 December 2024
As summer begins, many business owners dream of owning a holiday home—a serene retreat to unwind and an asset with potential financial benefits.
14 November 2024
Key differences between property secured loans and unsecured business loan
12 November 2024
This guide outlines the 10 essential steps that will help you navigate the process of buying a business in New Zealand successfully.
